Thursday, October 8, 2015

Selling to Retire?

Interior Projects That Dress Up Your Home

Does your kitchen need new life? Is your living room boring? Adding decorative elements can transform bland spaces into rooms that look finished and sophisticated. Here are a few features that can help you create a polished look in your home.



Crown Molding -- Whether simple or ornate, this decorative trim contributes a stylish finish and draws the eye up to the ceiling. Though it can be challenging for the beginning DIYer, adding crown molding can enhance the visual interest of a dull room and increase the value of your home.

Wainscoting -- Made up of boards or paneling, wainscoting extends from the floor partway up the wall and is often paired with molding. (Wood is traditionally used for wainscoting, but these days other materials are also common.) Though it was originally added to rooms that received a lot of wear and tear like kitchens, dining rooms and bathrooms, wainscoting is now associated with a more formal look and can be installed by an experienced handyman.

Chair Rails -- Chair rails are often used in addition to crown molding or wainscoting. This feature is applied horizontally around the perimeter of a space at about one-third of the room's height. Chair rails are used to create visually pleasing proportions.

Ceiling Medallions -- These decorative disks are often used in dining rooms, living rooms and bedrooms to highlight a hanging light fixture. Medallions come in all sizes and styles and are relatively simple to install.

Faux Ceiling Beams -- Create the look of exposed structural beams at a fraction of the cost and labor of the real thing. Available in a variety of materials, faux ceiling beams add character and charm. If you choose wood, you'll likely need help installing the beams due to weight and safety concerns.

Thursday, August 20, 2015

Bethany Beach Lender Blog: Affordable Housing - Locals

Bethany Beach Lender Blog: Affordable Housing - Locals: Is there a gap to make affordable housing that's reasonable priced for locals and within a budget similar to renting? From my ex...

Wednesday, August 19, 2015

Thinking of Retiring Soon?



Are you considering retiring to Coastal Delaware?  



Tons of new homes, new construction, new communities and resale homes - well this blog is to help connect you with my agents, provide insight to Delaware settlement cost and provide info if a mortgage is going to be put in place.

Form below comes to one person , it is not shared , sold, spammed or given to others - it comes to Steve Morgan at 


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Thursday, August 13, 2015

Delaware Tourism Article

Outdoor Adventure on
the Coast

Imagine a place that’s always washed with gentle ocean breezes, with shorebirds calling from the sparkling skies above. Imagine a coastline of gentle dunes, unspoiled state parks, and a peaceful inland bay that sparkles with the golden flecks of sunset.
That’s the poetic beauty of the Delaware coast, full of wild and wonderful adventures. Get your trip started with some of these favorite outdoor activities at the Delaware beaches:
Sign the kids up for skimboarding camp.
Go parasailing, or rent a kayak for an invigorating paddle around the bay.
Explore the many options for fishing in Delaware, whether it’s a sport fishing charter, surf fishing at Delaware state parks, or just an exploration of Delaware’s favorite fishing spots.
Get the breeze in your hair on a sailing charter.
Experience coastal beauty on a guided eco-tour by boat.
Try your hand at catching Blue Claw Crabs on a crabbing expedition.
Spend the day horseback riding.
Enjoy a round of golf at one of the many Delaware golf courses on the Delaware coast.
Take the kids go-kart racing, or on a waterslide excursion.
Fly a kite or build a sandcastle on one of Delaware’s clean beaches.
Explore the many popular hiking, bicycling and running trips on the Delaware Outdoor Trail .

Tuesday, March 17, 2015

2nd Homes / Pre Retirement with 10%



The majority of people heading towards retirement prefer to buy a second home in calm and serene places such places like Coastal Delaware. Financial experts suggest buying a second home 2 to 4 years before you retire. So, you might want to look at your options for investing if you plan on retiring in the next decade or so.

Learn More Here on YouTube

One of the benefits of buying a second home well before your retirement is its ability to generate rental income. If you plan to move into your vacation home once you retire, passive income generated from renting it will certainly be useful. Another benefit is that you get to live in a calm place which will keep you healthy.

If you are planning retiring soon I can help you to qualify for a second home loan even under stringent regulations. 90% of my clients usually think you need  make a down payment greater than 20 which incorrect - you can put as little at 10% down.

If you have the plan to spend your post-retirement days in peace is a dream for many and truth for a select few - take a second to fill out the form below.


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Friday, March 13, 2015

Retiring Soon? I can help! Yes I can ...


Check out my quick message before you answer those retirement question!
 
 




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Wednesday, March 4, 2015

Retiring Soon - Not too Early ...









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